Los seguros de depósitos en las cooperativas de créditoanálisis del impacto de un sistema de financiación con primas ajustadas al riesgo
ISSN: 0213-8093
Year of publication: 2012
Issue Title: Aspectos económicos y financieros de la economía social
Issue: 74
Pages: 87-116
Type: Article
More publications in: CIRIEC - España. Revista de economía pública, social y cooperativa
Sustainable development goals
Abstract
Los importantes cambios que se están produciendo en la regulación y supervisión del sistema financiero a escala global, han promovido un importante conjunto de medidas orientadas a incrementar su resistencia en el medio y largo plazo. Entre ellas, la reforma de los sistemas de garantía de depósitos como elemento clave de las redes de seguridad, y por tanto, de la estabilidad financiera mundial. La finalidad de este artículo es contribuir al debate actual sobre la reforma a nivel internacional de la financiación de los sistemas de garantía de depósitos, surgida a raíz de la última crisis internacional, y aportar evidencia empírica sobre el impacto cuantitativo que tendría en las cooperativas de crédito españolas la aplicación de modelos de contribución basados en riesgo al Fondo de Garantía de Depósitos de Entidades de Crédito.
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